Personal

Individual & Family

Insurance for you and your family from a local, family-owned, independent agency in Santee. We’ve served San Diego County since 1982. Because we work with multiple insurance carriers, we can compare your options and explain them in simple terms, so you can choose what fits your family and budget.

Individual and family health insurance

If you do not have health coverage through an employer, we can help you look at individual and family health plans, including plans through Covered California. CBIS is contracted with Covered California. We explain your options by phone or video, and enrollment periods and eligibility rules apply, so call us early to talk about your timing.

Life insurance

Life insurance is our main focus: term life, whole life, and policies with living benefits. See Life Insurance and Living Benefits with Life Insurance.

Disability insurance

Coverage that can replace part of your income if an illness or injury keeps you from working. See Disability Insurance.

Annuities

Options that can provide a stream of payments in retirement. See Annuities.

We work with families in Santee, El Cajon, La Mesa, Lakeside, San Diego, and across San Diego County. We meet by phone or video call, and family members are welcome to join. Book a time on our calendar, call (858) 283-7575, or request a free, no-obligation quote.

CBIS is a BBB Accredited Business and is licensed by the California Department of Insurance (Agency License #0F09685).

Get a free life insurance quote

Coverage is subject to the terms of each policy and to approval by the insurance company. CBIS · CA Agency Lic. #0F09685.

Carriers we work with

We work with the top 80 carriers, and only those rated A or better by AM Best. A few of the names you may know:

  • Aetna
  • Anthem
  • Blue Shield of CA
  • Cigna
  • Colonial Life
  • Delta Dental
  • Guardian
  • Health Net
  • MetLife
  • Principal
  • The Hartford
  • Travelers
See our carriers →

Talk with a licensed agent

Call, book a time, or start a quote. There is no obligation.

Call (858) 283-7575Get a Quote