Dental coverage is one of the benefits employees ask about most. If you are an employer, CBIS compares group dental plans from several insurance companies and helps you pick one that fits your team and budget.
What group dental plans usually include
- Preventive care such as cleanings, exams and x-rays, often covered at a high percentage
- Basic care such as fillings
- Major care such as crowns, bridges and dentures
- Orthodontia on some plans
- Optional vision coverage with some insurance companies
Each plan sets its own coverage percentages, waiting periods, annual maximums and network. We go through those details with you before you decide.
Choices to make as an employer
- Who pays. You can pay all of the premium, part of it, or offer the plan with employees paying their share.
- Plan type. Some plans let employees see any dentist, with lower cost at in-network dentists. Others use a smaller network. We explain the tradeoffs.
- Participation. Insurance companies may set minimums for how many employees enroll or how much the employer contributes. Requirements vary.
How CBIS helps
- We learn about your team.How many employees, what you offer now, and what you want to spend.
- We compare plans.We look across insurance companies rated A or better by AM Best.
- We help you enroll.We help set up the plan and support open enrollment and new hires.
Dental often goes together with group health benefits, and employees can add other coverage through voluntary benefits. Looking for yourself, not as an employer? Call us and a licensed agent will point you in the right direction.
Plan details, availability and eligibility vary by insurance company and by group.