Commercial General Liability Coverages
Commercial general liability insurance typically provides coverage for:
- Third-party property damage. Commercial general liability insurance may provide repair or replacement costs if your business is responsible for damaging others’ property.
- Third-party bodily injury. Commercial general liability coverage may pay for medical expenses if your business is responsible for a third-party bodily injury (e.g., an injury occurring at your business).
- Personal and advertising injury. Commercial general liability insurance may provide coverage if your business is sued for a personal or advertising injury (e.g., slander, libel or copyright infringement).
In addition to providing compensation for damages, commercial general liability insurance may pay associated legal fees (e.g., attorney fees, settlements and judgments). Speak with your agent for more information on coverages, limits and exclusions.
Why Commercial General Liability Insurance Is Important
Commercial general liability is not usually a legal requirement, but a landlord, client or business license may ask you for proof of coverage.
Commercial general liability coverage may also help you avoid paying for unexpected losses out of pocket. Reach out to your agent for additional information on how commercial general liability insurance may mitigate your business’s risks. We can help you secure the coverage that is right for you.
How to Get Commercial General Liability Insurance
Our team can help you obtain your commercial general liability insurance policy. Contact us today for additional information or a quote.
Not sure what else your business may need? See our guide, what insurance does my business need?