Ask About Colonial Life Voluntary Benefits

Voluntary benefits, sometimes called supplemental insurance, are often employee-paid policies that can help enhance the health and life insurance you already provide. Benefits are paid directly to the employee and can be used for things other insurance may not cover, such as lost wages, out-of-pocket expenses and household bills.

Colonial Life says its voluntary benefits let you offer employees better benefits at no direct cost to you. Premiums can be paid through payroll deduction.

Colonial Life's portfolio includes:

• Accident insurance
• Critical illness insurance
• Hospital indemnity insurance
• Cancer insurance
• Disability insurance
• Life insurance
• Dental and vision insurance

Colonial Life describes enrollment that meets employees where they are, whether multi-site, multi-lingual or multi-shift, along with 1-to-1 benefits counseling to help employees understand their needs and choose the benefits that are right for them, and support with account setup, enrollment, billing and claims.

Colonial Life connects with Employee Navigator, so voluntary benefits can be offered and enrolled in the same system employees already use for their other benefits.

Brokers and consultants can work with a Colonial Life Independent Representative to add voluntary benefits for their clients. Colonial Life offers a group and individual voluntary benefits portfolio designed to give brokers flexibility to meet each client's needs.

• End-to-end enrollment support, with on-site, telephonic or virtual options and professional benefits counselors
• Integration with 70+ benefits platforms, including Employee Navigator, Selerix and Bswift
• Claims processing and billing support

They're often employee-paid policies that can help enhance the health and life insurance you already provide. Benefits are paid directly to the employee.

Colonial Life offers group term life, individual term life, whole life, short-term disability, accident, critical illness, hospital indemnity, cancer, and dental and vision insurance.

Employees usually pay for voluntary benefits themselves, so there's often no direct premium cost to the business. Ask us and we'll walk you through your situation.

Employees can enroll one-on-one with a benefits counselor, virtually, or on their own through self-enrollment. Enrollment meets employees where they are, whether they're at several sites, speak different languages or work different shifts.

Yes, Colonial Life connects with Employee Navigator.

Many voluntary policies are portable, so employees can often keep their coverage if they change jobs or retire, as long as they keep paying the premiums. Details vary by policy.

Usually at annual enrollment, or after a qualifying life event like a marriage or a new child. If premiums are paid after tax, changes may be possible during the year.

Costs vary with the coverage chosen and the group, and plans are designed to fit a wide range of budgets.

Brokers work with Colonial Life directly through a Colonial Life Independent Representative.

Colonial Life offers on-site, phone or virtual enrollment support with professional, licensed benefits counselors.

It integrates with more than 70 platforms, including Employee Navigator, Selerix and Bswift.

Call (858) 500-5423 or send the form below, and we'll contact you by phone or email.