Life
We browse through a wide variety of coverages and find the right one for you.
Get a Quote →Independent · Family-owned · Since 1982
How Can We Help You?
Maintain your peace of mind knowing that our insurance professionals have your back. Based in Santee, serving San Diego County, and helping people across California by phone or video.
- BBB A+ Rating
- ★ 5.0 on Google
- Serving San Diego since 1982
- Rated A or better by AM Best
Select a product
Coverage for every part of life
We work with about 80 insurance companies, all rated A or better by AM Best, and shop plans to find the best fit for you.
Group Employee Benefits
We browse through a wide variety of coverages and find the right one for you.
Get a Quote →Individual & Family
We browse through a wide variety of coverages and find the right one for you.
Get a Quote →Business
We browse through a wide variety of coverages and find the right one for you.
Get a Quote →About CBIS
CBIS is a full service brokerage
At CBIS, we offer a wide range of insurance options, including Medical, Dental, Vision, Life, Supplemental Benefits, Executive Benefits, Commercial, Workers’ Comp, General Liability, Commercial Auto, and Homeowners insurance.
Our main focus is on group Medical and Life insurance and pairing these benefits with enrollment technology, especially for businesses that offer benefits to their employees.
One way we’ve successfully introduced our services is through compliance support. Many small employers unintentionally face penalties due to missing notices or required documents for managing employee benefits. We help identify these compliance gaps and offer solutions.
“Quality of Life” insurance
Life insurance you don’t have to die to use
Like traditional life insurance, it pays out to your beneficiary upon death. But what sets it apart is that if you survive a serious illness, it can provide you with tax-free cash – without costing more than a typical policy.
Learn about living benefits →Additional products
- Life Insurance with Living Benefits
- General Liability
- Workers Compensation
- Disability
- Cross Border Medical Plans
- Annuities
What clients say
Trusted by San Diego families and businesses since 1982
Rated 5.0 out of 5 on Google.
★★★★★
“I had such a great experience working with CBIS. From the start, everyone was super friendly and helpful. They really took the time to explain my options and helped me choose the best insurance plan without making me feel rushed or overwhelmed.
What I loved most is how easy they made everything, whether it was meeting in person or hopping on a quick virtual call, they worked around my schedule. You can tell they actually care about their clients and want to make sure you’re fully covered and confident in your choices.
If you need insurance, whether it’s for health, life, or even business insurance, don’t think twice about calling CBIS. They’re knowledgeable, reliable, and just genuinely great people to work with. Highly recommend!”
★★★★★
“Everyone at CBIS was a class act—friendly, knowledgeable, and easy to work with. They made the insurance process smooth and stress free. Highly recommend!”
★★★★★
“This company is great, and I feel totally confident in their guidance.
I have been with them for over 23 years.”
★★★★★
“I had such a great experience working with CBIS.”
Reviews shown word for word from Google. See all our reviews on Google
Where we work
Local roots, statewide reach
Based in Santee, serving San Diego County, and helping people across California by phone or video. We serve communities including San Diego, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Imperial Beach, La Mesa, Lemon Grove, Murrieta, National City, Oceanside, Poway, Ramona, San Marcos, Santee, Solana Beach, Temecula and Vista.
Visit our Santee office
10769 Woodside Ave Ste 103, Santee, CA 92071
Monday–Friday, 8am–5pm
We are here for you
Get started with a free quote, or talk with a licensed agent by phone or video call.