Family-owned, serving San Diego since 1982
San Diego Insurance and Employee Benefits
Based in Santee, serving San Diego County, and helping people across California by phone or video.
Free quotes. A licensed agent is here to help.
- Since 1982
- BBB Accredited
- Carriers rated A or better by AM Best
- Family-owned in Santee
One agency for the coverage you need
CBIS is an independent agency that works with the top 80 carriers. Whatever you are protecting, one team can help you look at your options.
For you and your family
For your business and employees
Business insurance
What insurance does my business need? A guide by situation.
Read the guide →Workers’ compensation
Required by law in California once you have employees.
Learn more →Business life insurance
Key person, buy-sell and lender requirements.
Learn more →Group benefits
Health, dental, disability and more for your team.
Learn more →Benefits administration
Employee Navigator, included when CBIS is your group benefits broker.
Learn more →Voluntary benefits
Coverage your employees can choose.
Learn more →Based in Santee. Serving San Diego County.
CBIS has been family-owned since 1982. Meet with us in Santee, or by phone or video from anywhere in California.
Coverage for what is happening right now
Every situation is different. Pick the one that sounds most like yours and we will take it from there.
Starting a business
See which insurance your business may need, by situation.
Hiring your first employees
Explore group benefits for your growing team.
Losing work coverage
Leaving a job or a group plan? We can walk through your options.
Covering your income
Help the people who count on you keep their footing if your paycheck stops.
Final expenses
Ease the cost of funeral and end-of-life bills for those you leave behind.
Protecting your home
Life insurance sized to your mortgage, so your family can keep the home.
Three simple steps
Tell us what you need
Call us or reach out online. It takes a few minutes.
We compare carriers
A licensed agent looks across carriers rated A or better by AM Best.
You decide
We explain your options in everyday language. There is no pressure and no obligation.
Life insurance, when you need it
One of the ways we help families. A licensed agent can compare life insurance options across carriers for you.
Carriers we work with
We work with the top 80 carriers, and only those rated A or better by AM Best. A few of the names you may know:
- Aetna
- Anthem
- Blue Shield of CA
- Cigna
- Colonial Life
- Delta Dental
- Guardian
- Health Net
- MetLife
- Principal
- The Hartford
- Travelers
Real words from real clients
“Everyone at CBIS was a class act—friendly, knowledgeable, and easy to work with. They made the insurance process smooth and stress free. Highly recommend!”
Joseph S.Google review
“This company is great, and I feel totally confident in their guidance. I have been with them for over 23 years.”
Carol C.Google review
“I had such a great experience working with CBIS.”
Raizan A.Google review
Good questions, clear answers
How are we paid?
There is no fee to you. When you choose a policy, the insurance carrier pays us a commission. Quotes are free.
What types of insurance do you offer?
Life, individual and family health, annuities, group employee benefits, dental, disability and business insurance.
Do you work with more than one carrier?
Yes. CBIS is an independent agency, so we can look across many carriers instead of just one.
Can you help my business with employee benefits?
Yes. We have helped local employers with employee benefits since 1982. Call us to talk about what your team needs.
How do I get started?
Call (858) 283-7575 and a licensed agent will help. There is no obligation.
Do you only help people in Santee?
We are based in Santee and serve San Diego County. We also help people across California by phone or video.
Talk with a licensed agent
Phone
(858) 283-7575Hours
Monday–Friday, 8 am–5 pm PT
Office
10769 Woodside Ave Ste 103
Santee, CA 92071